The ministries of Government of India had come up with various schemes time to time. These schemes could be either Central, State specific or joint collaboration between the Centre and the States. They are detailed below:

Scheme	Ministry	Year	Outlay/Status	Provisions
AamAadmiBimaYojana	M of Fin	2007		Scheme extends the benefit of life insurance coverage as well as coverage of partial and permanent disability to the head of the family or an earning member of the family of rural landless households and educational assistance to their children studying from 9th to 12th standard as an extended benefit.
Bachat Lamp Yojna	MoP	2009		reduce the cost of compact fluorescent lamps
Central Government Health Scheme	MoHFW	1954		comprehensive medical care facilities to Central Government employees and their family members
Deendayal Disabled Rehabilitation Scheme	MoSJE	2003		Create an enabling environment to ensure equal opportunities, equity, social justice and empowerment of persons with disabilities.
GraminBhandaranYojna	MoA	March 31, 2007		Creation of scientific storage capacity with allied facilities in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs. Improve their marketability through promotion of grading, standardization and quality control of agricultural produce.
Indira AwaasYojana	MoRD	1985		Provides financial assistance to rural poor for constructing their houses themselves.
Indira Gandhi MatritvaSahyogYojana	MoWCD	2010		A cash incentive of Rs. 4000 to women (19 years and above) for the first two live births
Integrated Child Development Services	MoWCD	October 2, 1975		tackle malnutrition and health problems in children below 6 years of age and their mothers
Integrated Rural Development Program	MoRD	1978		self-employment program to raise the income-generation capacity of target groups among the poor
JananiSurakshaYojana	MoHFW	2005		One-time cash incentive to pregnant women for institutional/home births through skilled assistance
Kasturba Gandhi BalikaVidyalaya	MoHRD	July 2004		Educational facilities (residential schools) for girls belonging to SC, ST, OBC, minority communities and families below the poverty line in Educationally Backward Blocks
Kishore VaigyanikProtsahanYojana	MoST	1999		Scholarship program to encourage students to take up research careers in the areas of basic sciences, engineering and medicine
Livestock Insurance Scheme (India)	MoA			Insurance to cattle and attaining qualitative improvement in livestock and their products.
Mahatma Gandhi National Rural Employment Guarantee Act	MoRD	August 25, 2005	Rs.40,000 crore in 2010–11	Legal guarantee for one hundred days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work at the statutory minimum wage of Rs. 120 per day in 2009 prices.
Members of Parliament Local Area Development Scheme	MoSPI	December 23, 1993		Each MP has the choice to suggest to the District Collector for, works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency. The RajyaSabha Member of Parliament can recommend works in one or more districts in the State from where he/she has been elected.
Midday Meal Scheme	MoHRD	August 15, 1995		Lunch (free of cost) to school-children on all working days
National Literacy Mission Programme	MoHRD	May 5, 1988		Make 80 million adults in the age group of 15 - 35 literate
National Pension Scheme		January 1, 2004		Contribution based pension system
National Scheme on Welfare of Fishermen	MoA		Closed on January 13, 2012	Financial assistance to fishers for construction of house, community hall for recreation and common working place and installation of tube-wells for drinking water
National Service Scheme	MoYAS			Personality development through social (or community) service
National Social Assistance Scheme	MoRD	August 15, 1995		Public assistance to its citizens in case of unemployment, old age, sickness and disablement and in other cases of undeserved want
Pooled Finance Development Fund Scheme
PradhanMantri Adarsh Gram Yojana	MoRD	July 23, 2010		Integrated development of Schedule Caste majority villages in four states
PradhanMantri Gram SadakYojana	MoRD	December 25, 2000		Good all-weather road connectivity to unconnected villages
RashtriyaKrishiVikasYojana	MoA	August 1, 2007		Achieve 4% annual growth in agriculture through development of Agriculture and its allied sectors during the XI Plan period
RashtriyaSwasthyaBimaYojana	MoLE	April 1, 2008		Health insurance to poor (BPL), Domestic workers, MGNERGA workers, Rikshawpullers, Building and other construction workers, and many other categories as may be identified by the respective states
RNTCP	MoHFW	1997		Tuberculosis control initiative
Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent Boys	MoWCD	2014		Aims at all-round development of Adolescent Boys and make them self-reliant, gender-sensitive and aware citizens, when they grow up. It cover all adolescent boys (both school going and out of school) in the age-group of 11 to 18 years subdivided into two categories, viz. 11-14 & 14-18 years. In 2014-15, an allocation of Rs. 25 crore is made for the scheme.
Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent Girls	MoWCD			Empowering adolescent girls (Age) of 11–18 years with focus on out-of-school girls by improvement in their nutritional and health status and upgrading various skills like home skills, life skills and vocational skills. Merged Nutrition Programme for Adolescent Girls (NPAG) and Kishori Shakti Yojana (KSY).
SampoornaGrameenRozgarYojana	MoRD	September 25, 2001		Providing additional wage employment and food security, alongside creation of durable community assets in rural areas.
Swabhiman	MoF	February 15, 2011		To make banking facility available to all citizens and to get 5 crore accounts opened by Mar 2012
Swarnajayanti Gram SwarozgarYojana	MoRD	April 1, 1999		Bring the assisted poor families above the poverty line by organising them into Self Help Groups (SHGs) through the process of social mobilisation, their training and capacity building and provision of income generating assets through a mix of bank credit and government subsidy.
Swavalamban	MoF	September 26, 2010		Pension scheme to the workers in unorganized sector. Any citizen who is not part of any statutory pension scheme of the Government and contributes between Rs.1000 and Rs.12000/- per annum, could join the scheme. The Central Government shall contribute Rs.1000 per annum to such subscribers.
Udisha	MoWCD			Nationwide training component of the World Bank (External website that opens in a new window) assisted Women and Child Development Project (External website that opens in a new window). Udisha has been cleared with an outlay of about Rs.600 crores for five years. UNICEF is also a technical collaborator in the Project. The programmes aims to train child care workers across the country.
Voluntary Disclosure of Income Scheme		June 18, 1997	Closed on 31 December 1998	Opportunity to the income tax/ wealth tax defaulters to disclose their undisclosed income at the prevailing tax rates.
National Rural Livelihood Mission(NRLM)	Ministry of Rural Development (MoRD)	June 2011^[4]	$ 5.1 Billion	This scheme will organize rural poor into SHG groups and make them capable for self-employment. The idea is to developing better livelihood options for the poor.

Note: This table is copied from Wikipedia and it is not in alphabetical order, but the following description is followed alphabetically, albeit Ministry wise. You may prepare similar data for other schemes which is not covered below.

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Ministry of Agriculture:

1. Graminbhandaranyojana - capital investment subsidy scheme for construction / renovation of rural go-downs:

Purpose

This scheme is for creating scientific storage capacity in the rural areas for storing farm produce, thereby prevent distress sale of produce by the farmers after harvest ,by promoting pledge financing and marketing credit.The go-down can be constructed / located in any area outside the limits of a Municipal Corporation area. Rural go-downs located in Food Parks promoted by Ministry of Food Processing Industries are also eligible.

Who are eligible for the loan?

· Individuals / Farmers; Proprietary and partnership firms; Co-operatives, Agro-processing co-operative societies; Companies; Corporations, Agro-Industrial corporations; Agricultural Produce Marketing Committees; Group of Farmers/Growers; NGOs; Agro-Processing Corporations; Self Help Groups; Marketing Boards etc.

Loan amount

Depending on the project cost. Maximum Project cost will be Rs.3000/- to 4000/- per tonne capacity for construction and Rs.750/ per tonne for renovation NABARD is providing back end subsidy for the projects financed by the Banks, depending on the location and capacity of the go-downs Bank will finance upto 75 % of the Project cost and upto 80% in NE states and hilly areas and SC/ST.

Loan has to be obtained by mortgaging the Land and go-down and loan has to be repaid in 11 years, with a grace period of one year. Subsidy will be adjusted/ credited as the final installments.

2. MGNREA: It is major wage employment scheme. You may have much data with you.

3. RashtriyaKrishiVikasYojana [National Agriculture Development Scheme):

It is a State Plan Scheme of Additional Central Assistance launched in August 2007 as a part of the 11th Five Year Plan by the Government of India. Launched under the aegis of the National Development Council, it seeks to achieve 4% annual growth in agriculture through development of Agriculture and its allied sectors. This scheme is under the Ministry of Agriculture.

Provision includes sub-components, viz. (i) Special Initiative for pulses and oilseeds development in selected pulses/oilseed growing villages as a supplementary programme, specifically targeted to rainfed areas and will be implemented on same parameters as ongoing programmes for oilseed and pulses, (ii) Scheme to bridge yield gap in agriculture in eastern India, (iii) Requirement for Saffron Mission in Jammu & Kashmir, (iv) Promotion of oil palm; (v) Initiative on vegetable clusters, (vi) Nutri-cereals, (vii) Accelerated fodder development programme, and (viii) National Mission for Protein Supplement to promote livestock development, dairy farming, piggery, goat rearing and fisheries in selected block and Rain fed Area Development Programme

4. Livestock Insurance Scheme:

The Livestock Insurance Scheme, a centrally sponsored scheme, which introduced in 2005-06 on a pilot basis and implemented on regular basis since 2008-09 in 100 selected districts of the country. This has been formulated with the twin objective of providing protection to the farmers/cattle rearers against any loss of their animals due to death and to popularize the habit of insurance to the cattle, with the ultimate goal of attaining qualitative improvement in livestock and their products.

Under the scheme, the crossbred and high yielding cattle and buffaloes are being insured at maximum of their current market price. The premium of the insurance is subsidized to the tune of 50%. The entire cost of the subsidy is being borne by the Central Government. The benefit of subsidy is being provided to a maximum of 2 animals per beneficiary for a policy of maximum of three years. The scheme is being implemented in all states except Goa through the State Livestock Development Boards of respective states. The scheme is proposed to be extended to 100 old districts covered during pilot period and more species of livestock including indigenous cattle, yak &mithun.

5. National Scheme for the welfare of Fishermen:

The scheme provides assistance to the fishermen for construction of fishermen houses, community hall and drinking water facilities at selected places in cluster approach under the Govt. of India's approved pattern of assistance. It also provides training to the fishermen in fisheries aspect. The expenditure on these developmental activities is shared on 75-80% (GOI) and 20-25% (State government). So far a total of 155 nos. of fisher houses and 15 nos. of water points have been constructed under the Scheme

6. Integrated Watershed Management Programme (IWMP):

Drought Prone Area Programme (DPAP)

Drought Prone Areas Programme (DPAP) is the "earliest area development programme" launched by the Central Government in 1973-74 to tackle the special problems faced by those fragile areas which are constantly affected by severe drought conditions.

These areas are characterized by large human and cattle populations which are continuously putting heavy pressure on the already fragile natural resources base for food, fodder and fuel.

The major problems are continuous depletion of vegetative cover, increase in soil erosion, fall in ground water levels due to continuous exploitation without any effort to recharge the underground aquifers.

Current Status of DPAP:

Please note that in 1977-78, Desert Development Programme (DDP) was launched for hot desert areas of Rajasthan, Gujarat, Haryana and cold desert areas of Jammu & Kashmir and Himachal Pradesh. Similarly, in 1989, Integrated Watershed Development Programme (IWDP) was launched under the aegis of National Wasteland Development Board for development of wastelands on watershed basis.

In this context, in 1994, a Technical Committee under Chairmanship of Professor C.H. HanumanthaRao was appointed to appraise the impact of DPAP / DDP and suggest measures for improvement. The committee recommended a common set of operational guidelines and expenditure norms for the three programmes of Ministry of Rural Development.

Accordingly, the Guidelines for watershed Development were framed and brought into force from 1st April 1995. These guidelines were changed in 2001 and further in 2003 and were named " Haryali Guidelines". Later, the 11th Plan has stressed upon developing concerted action plans for rain fed areas in close consultation with the State Governments. Accordingly, the Common Guidelines for Watershed Development, 2008 have been issued and made effective from 1.4.2008. Since 26.2.2009, the three watershed programmes of the Department of Land Resources namely DPAP, DDP and IWDP have been consolidated as a comprehensive programme named ' Integrated Watershed Management Programme (IWMP)'.

So, at present, the Integrated Wastelands Development Programme (IWDP), Drought Prone Areas Programme (DPAP) and Desert Development Programme (DDP) are running as a consolidated single programme named Integrated Watershed Management Programme (IWMP) in place of all the above mentioned three Area Development Programmes. This programme comes under Ministry of Rural Development.

Ministry of Consumer Affairs, Food and Public Distribution

7. Village Grain Bank scheme

Village Grain Bank scheme is being implemented since November 2004 by the Department of Food & Public Distribution. [Initially it was implemented by the Ministry of Tribal welfare]. The scheme aims to help marginalized food insecure households who do not have sufficient resources to purchase rations during lean season or natural calamities. Such households in need of food grains can borrow them from the village grain banks set up within their villages to be subsequently returned to the bank. Such banks can be set up in food scarce areas like drought prone areas, hot and cold desert areas, tribal areas and the inaccessible hilly areas which remain cut off because of natural calamities like flood etc. About 30—40 below Poverty Line/ Antyodaya Anna Yojna families may form a grain bank. These villages are to be identified/notified by the concerned State Government/Union Territories. Food grains are loaned to BPL families at the rate of one quintal per family under village grain bank scheme.

So far (January 2013), the government has sanctioned 21,751 village grain banks in 20 states so far to provide safeguard against starvation during the period of lean season or natural calamities.

Ministry of Finance:

8. Aam Aadmi BimaYojana:

AABY is a Social Security Scheme for rural landless household. It was launched on 2nd October, 2007. Under this scheme the head of the family or one earning member in the family of such a household is covered. The premium of Rs.200/- per person per annum is shared equally by the Central Government and the State Government, so the insured person has to pay no premium. The member to be covered should be aged between 18 and 59 years.

The benefits under this scheme are as follows:

On natural death – Rs. 30000/-

On Death due to accident/on permanent total disability due to accident (loss of 2 eyes or 2 limbs) :Rs. 75000

On partial permanent disability due to accident (loss of one eye or one limb): Rs. 37500/-

There is a fund called "AamAadmiBimaYojana Premium Fund", established by the Central Government to pay the contribution by the Central Government. This fund is maintained by LIC. Under the AABY, a free add-on benefit in the form of scholarship to children is also available.

9. Prime Ministers Jan DhanYojana [PMJDY]:

10. LIC’sVarishtha Pension BimaYojana (VPBY)

Under the scheme, the beneficiary who is aged 60 and above can invest and get a monthly income of 9 per cent that is paid every month, pushing the yield to 9.38 per cent every year. The scheme would run from August 15, 2014 until August 15, 2014. The Pension payable would be on monthly, quarterly, half-yearly or annual mode. One can avail a loan at 75 per cent only after three years of commencement. On death of the individual the amounts would be paid to the nominee.

The disadvantages of the scheme are the rate of interest is not attractive when compared to bank interest @ 11% for senior citizens; highly illiquid in case of emergency and no tax benefits.

11. Swavalamban:

Started in September, 2010 by the Ministry of Finance. It is a pension scheme to the workers in unorganized sector. Any citizen who is not part of any statutory pension scheme of the Government and contributes between Rs.1000 and Rs.12000/- per annum, could join the scheme. The Central Government shall contribute Rs.1000 per annum to such subscribers.

12. Swabhiman:

Swabhimaan is a campaign of the Government of India which aims to bring banking services to large rural areas without banking services in the country and it was launched on February 10, 2011.It was an initiative which seeks better financial inclusion within India will strive for rolling out banking services in 20,000 villages without banking services with a population of 2000 by March 2012 as to improve participation of rural folks in different plans launched by government for them. Under this plan, Banks will select business correspondents (bank saathi). They will act as intermediaries between the rural people and the banks. The government has targeted to cover at least 74,000 new habitations with a population of 2,000 and above and open at least 50 million new accounts by March 2012.

Ministry of Health and Family Welfare:

13. Central Government Health Scheme (CGHS):

CGHS was started under the Indian Ministry of Health and Family Welfare in 1954 with the objective of providing comprehensivemedical care facilities to Central Government employees, pensioners and their dependents residing in CGHS covered cities. This scheme under implementation in 17 cities. Under the scheme, the beneficiaries are treated and supply medicines free of cost. The cost of surgeries and other treatments are also included. If in-house facility is not there for any treatment, the cases would be referred to designated hospitals and the cost of the treatment would be reimbursed.

Beneficiaries under the scheme:

All Central Govt. Servants and pensionersexcept Railway Services;Members and Ex-members of Parliament; Judges of the Supreme Court and High Court (sitting and retired);

Freedom Fighters; Accredited Journalists and Ex-Governors and Ex-Vice-Presidents of India

14. The Janani Shishu Suraksha Karyakram (JSSK):

The Janani Shishu Suraksha Karyakram (JSSK) was launched on 1st June, 2011. This scheme supplements the cash assistance given to a pregnant woman under JananiSurakshaYojana and is aimed at mitigating the burden of out of pocket expenses incurred by pregnant women and sick newborns.

The initiative entitles all pregnant women delivering in public health institutions the following:

· Absolutely free and no expense delivery, including caesarean section.

· Free drugs and consumables

· Free diet up to 3 days during normal delivery and up to 7 days for C-section

· Free diagnostics

· Free blood wherever required.

Free transport from home to institution, between facilities in case of a referral and drop back home.Similar entitlements have been put in place for all sick newborns accessing public health institutions for treatment till 30 days after birth.

Ministry of Housing and Urban Poverty Alleviation:

15. National Urban Livelihood Mission:

To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self-employment and skilled wage employment opportunities, resulting in an appreciable improvement in their livelihoods on a sustainable basis, through building strong grassroots level institutions of the poor. This is implemented by the Ministry of Housing and Urban Poverty Alleviation. The mission would aim at providing shelters equipped with essential services to the urban homeless in a phased manner. In addition, the mission would also address livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.

16. ValmikiAmbedkarAwasYojana (VAMBAY):

· The VAMBAY was launched in December 2001 to ameliorate the conditions of the urban slum dwellers living below the poverty line without adequate shelter.

· The scheme has the primary objective of facilitating the construction and up-gradation of dwelling units for slum dwellers and providing a healthy and enabling urban environment through community toilets under Nirmal Bharat Abhiyan, a component of the scheme.

· The Central Government provides a subsidy of 50 per cent, the balance 50 per cent being arranged by the State Government.

· There are prescribed ceilings on costs both for dwelling units and community toilets. During 2003-04, Central subsidy to the extent of Rs. 239 crore has been released. Since inception up to May 2004, Rs. 522 crore have been released as Government of India subsidy for the construction/upgradation of 2,46,035 dwelling units and 29,263 toilet seats under the scheme.

Ministry of Human Resource Development [MoHRD]:

17. Kasturba Gandhi BalikaVidyalaya:

This scheme was introduced by the Government of India in August 2004, then integrated in the Sarva Shiksha Abhiyan program, to provide educational facilities for girls belonging to Scheduled Castes, Scheduled Tribes, Other Backward Classes, minority communities and families below the poverty line in Educationally Backward Blocks. The objective of KGBV is to ensure access and quality education to the girls of disadvantaged groups of society by setting up residential schools with boarding facilities at elementary level.

18. Midday Meal Scheme:

The Midday Meal Scheme is a school meal programme of the Government of India designed to improve the nutritionalstatus of school-age children nationwide.^[1] The programme supplies free lunches on working days for children in Primary and Upper Primary Classes in Government, Government Aided, Local Body, Education Guarantee Scheme, and Alternate Innovative Education Centres, Madarsa and Maqtabs supported under Sarva Shiksha Abhiyan, and National Child Labour Project schools run by the Ministry of Labour. Serving 120,000,000 children in over 1,265,000 schools and Education Guarantee Scheme centres, it is the largest such programme in the world.

19. National Literacy Mission (NLM):

The NLM was a nationwide programme started by Government of India in 1988. It aims to make 80 million adults in the age group of 15 - 35 literate over an eighty year period. By "Literacy", the NLM means not only learning how to read, write and count but also helping people become aware of why they are deprived and helping them move towards change.

20. Rashtriya Madhyamik Shiksha Abhiyan (RMSA):

RMSA or "National Mission for Secondary Education" is a centrally sponsored scheme of the Ministry of Human Resource Development, Government of India, for the development of secondary education in public schools throughout India. It was launched in March 2009. The principal objectives are to enhance quality of secondary education and increase the total enrolment rate from 52% (as of 2005–2006) to 75% in five years, i.e. from 2009–2014. It aims to provide universal education for all children between 15–16 years of age.The funding from the central ministry is provided through state governments, which establish separate implementing agencies. The total budget allocated during the XI Five Year Plan (2002-2007) was INR 2,012 billion

21. Pandit Madan Mohan Malviya New Teachers Training Programme:

As the name indicates, it is centrally sponsored teachers training programme which wa announced in 2014-15 Budget. No other details are known. A small note about MM Malaviya is given as he was awarded Bharath Ratna recently.

[Madan Mohan Malaviya (1861–1946) was an Indian educationist and politician notable for his role in the Indian independence movement and as the four time president of Indian National Congress. He was respectfully addressed as Pandit Madan Mohan Malaviya and also addressed as 'Mahamana'. Malaviya is most remembered as the founder of Banaras Hindu University (BHU) at Varanasi in 1916, which was created under the B.H.U. Act, 1915. The largest residential university in Asia and one of the largest in the world,^[3] having over 35,000 students across arts, sciences, engineering, medical, agriculture, performing arts, law and technology. Malaviya was Vice Chancellor of Banaras Hindu University from 1919–1938^[4]^[5]

Malaviya was the President of the Indian National Congress on four occasions (1909 & 1913, 1919, 1932) he left congress in 1934 and also one of the initial leaders of the Hindu Mahasabha. Malviya was one of the founders of Scouting in India. He also founded a highly influential, English-newspaper, The Leader published from Allahabad in 1909. He was also the Chairman of Hindustan Times from 1924 to 1946. His efforts resulted in the launch of its Hindi edition named Hindustan Dainik in 1936. Malaviya was posthumously conferred with Bharat Ratna, India's highest civilian award, on 24 December 2014, a day before his 153rd Birth Anniversary]

Ministry of Labour and Employment:

22. RashtriyaSwasthyaBimaYojana (RSBY] :

RSBY [literally "National Health Insurance Programme] is a government-run health insurance scheme for the Indian poor. It provides for cashless insurance for hospitalisation in public as well as private hospitals. The scheme started enrolling on April 1, 2008 and has been implemented in 25 states of India. A total of 36 million families have been enrolled as of February 2014. The RSBY is a project under the Ministry of Labour and Employment. Every "below poverty line" (BPL) family holding a yellow ration card pays

30 (less than US$0.7) registration fee to get a biometric-enabled smart card containing their fingerprints and photographs. This enables them to receive inpatient medical care of up to

30,000 (approx US$670 as of March 2011) per family per year in any of the empanelled hospitals. Pre-existing illnesses are covered from day one, for head of household, spouse and up to three dependent children or parents

Ministry of Power [MoP]:

23. Bachat Lamp Yojana:

The "Bachat Lamp Yojana" aims at the large scale replacement of incandescent bulbs in households by compact fluorescent lamps (CFLs, i.e., energy saving lights). It seeks to provide CFLs to households at the price similar to that of incandescent bulbs. It plans to utilize the Clean Development Mechanism (CDM) of the Kyoto Protocol to recover the cost differential between the market price of the CFLs and the price at which they are sold to households. The Bachat lamp yojana was launched in February 2009.

The Bachat Lamp Yojana is designed as a public-private partnership between the Government of India, private sector CFL suppliers and State level Electricity Distribution Companies (DISCOMs). The CFL suppliers would sell high quality CFLs to households at a price of Rs. 15 per CFL within a designated project area in a DISCOM region of operation. The CFL supplier will be chosen by the DISCOM through a due diligence process from a list of CFL suppliers empanelled by BEE. Under the scheme only 60 Watt and 100 Watt incandescent Lamps will be replaced with 11- 15 Watt and 20 - 25 Watt CFLs respectively. BEE will monitor the electricity savings in each project area.

It is expected that around 50 lakh CFLs will be replaced in each DISCOM area. Maximum of four CF-Lamps will be distributed to every customer at the price of a normal bulb (i.e. Rs.15). The difference in CFL cost will be obtained by the implementing agency through CDM in the form of CER's.

[Lighting accounts for almost 20% of the total electricity demand in the country. The majority of lighting needs in the country are met by incandescent bulbs, particularly in the household sector. Incandescent bulbs are extremely energy inefficient as over 90% of the electricity is converted into heat, and only up to 10% is used for lighting.

Compact Fluorescent Lamps (CFLs) provide an energy-efficient alternative to the incandescent lamp by using one-fifth as much electricity as an incandescent lamp to provide the same level of illumination. CFLs have almost completely penetrated the commercial market, and the sales of CFLs in India have grown from about 20 million in 2003 to around 200 million in 2008. Statistics by lighting association indicates that the penetration of CFLs in household sector is only about 5% - 10%. The relatively low penetration rate is largely due to the high price of the CFLs, which costs 8-10 times as much as incandescent bulbs. It is estimated that about 400 million light points in India today are lighted by incandescent bulbs; their replacement by CFLs would lead to a reduction of over 10,000 MW in electricity demand.]

24. DeenDayalUpadhyaya Gram JyotiYojana or DDUGJY:

It is a GOI scheme aimed to provide continuous power supply to rural India. It is one of the key initiatives of Modi Government and it aims to supply 24x7 uninterrupted power supplies to all homes. The government plans to invest Rs.75, 600 crore for rural electrification under this scheme. The scheme will replace the existing Rajiv Gandhi GrameenVidyutikaranYojana (RGGVY). Ministry of Power is the nodal agency for the scheme.

Ministry of Rural Development [MoRD]:

25. National Social Assistance Programme [NSAP]:

1. The National Social Assistance Programme (NSAP) which came into effect from 15th August, 1995, is a 100 % Centrally Sponsored Programme. It is a social assistance programme for poor households and represents a significant step towards the fulfillment of the Directive Principles in Articles 41 and 42 of the Constitution recognizing the concurrent responsibility of the Central and State governments in the matter.

2. It had three components namely, National Old Age Pension Scheme (NOAPS), National Family Benefit Scheme (NFBS) and National Maternity Benefit Scheme (NMBS). The NMBS has since been transferred to the Ministry of Health & Family Welfare w.e.f. 1-4-2001.

3. At present it has 5 components as described below.

a. National Old Age Pension Scheme (NOAPS)

1. The age of the applicant (male/female) should be 60 or above (revised from 65 in 2009).

2. The applicant may reside in either rural or urban areas, but must be living under the poverty line. The criteria for the poverty line are defined by the Central Government and revised from time to time.

3. The amount of old age pension is Rs. 300 per month for applicants aged 60–79. For applicants aged above 80 years, the amount has been revised in Rs. 500 a month according to the 2012 Budget.

4. The ceiling on the total number of old-age pensions for purposes of claiming central assistance will be specified for the states and Union Territories from time to time.

5. The benefit under NOAPS should be disbursed in not less than two installments in a year and, if possible, the benefit may be disbursed in more installments as per direction of state government.

The death of a pensioner is immediately reported to the appropriate sanctioning authority by the village panchayats and municipalities and the payments are promptly stopped by the same. Any pension amount sanctioned on the basis of false or mistaken information about eligibility can also be stopped or recovered by the sanctioning authority.

b. National Family Benefit Scheme (NFBS)

In case of the death of the "primary breadwinner" of a household living below poverty line conditions, a lump sum grant of Rs. 20,000 (from fiscal 2012-13) is provided to the household. The primary breadwinner as specified in the scheme, whether male or female, had to be a member of the household whose earning contributed substantially to the total household income. The death of such a primary breadwinner occurring whilst he or she is in the age group of 18 to 64 years i.e., more than 18 years of age and less than 65 years of age, makes the family eligible to receive grants under this.'

c. Indira Gandhi National Widow Pension Scheme

A pension of Rs. 300 per month (From fiscal 2012-13) to be granted to widows aged 40–59 living below poverty-line conditions. Pradhan of Gram panchayat shall review the list of widows and report in case of any re-marriage

d. Indira Gandhi National Disability Pension Scheme

A pension of Rs. 300 per month (From fiscal 2012-13) to be granted to physically/mentally handicapped individuals aged 18–59, living below poverty-line conditions. The central govt has planned to increase the amount from Rs.300 to Rs.1000 and reduced the disability percentage from 80% to 40% to avail the benefits under the scheme.

e. Annapurna Scheme

On 1 April 2000 a new Scheme known as Annapurna Scheme was launched. This Scheme aimed at providing food security to meet the requirement of those senior citizens who, though eligible, have remained uncovered under the NOAPS. Under the Annapurna Scheme 10 kg of food grains per month are provided free of cost to the beneficiary. The number of persons to be benefited from the Scheme is, in the first instance, 20% of the persons eligible to receive pension under NOAPS in States/UTs

26. Pradhan Mantri Adarsh Gram Yojana [PMAGY]:

PMAGY is a rural development programme launched by the Central government in India in the financial year 2009–10 for the development of villages having a higher ratio (over 50%) of people belonging to the scheduled castes through convergence of central and state schemes and allocating financial funding on a per village basis.

The plan is considered ambitious as it aimed to bring a number of development programs to the villages. Some of these programs are Bharat Nirman, Pradhan Mantri Gram Sadak Yojana (PMGSY) for rural roads, water supply, housing, electrification and other big-ticket schemes like Sarva Shiksha Abhiyan, Mahatma Gandhi National Rural Employment Guarantee Act, ICDS, sanitation. This program would be applicable to around 44,000 villages which had a scheduled castes population above 50% and so qualified for PMAGY. All the MPs are requested to adopt villages and make them adarsh gram.

27. Sampoorna Gram Rozgar YOjana [SGRY]:

The Sampoorna Grameen Rozgar Yojana (English: Universal Rural Employment Programme) was a scheme launched by the Government of India to attain the objective of providing gainful employment for the rural poor.^[1] From 1 April 1999, EAS became an allocation-based scheme.^[2] The programme was implemented through the Panchayati Raj institutions. The Sampoorna Grameen Rozgar Yojana was launched on 25 September 2001 by merging the provisions of Employment Assurance Scheme (EAS) and Jawahar Samridhi Yojana (JGSY). The programme is self-targeting in nature and aims to provide employment and food to people in rural areas who lived below the poverty line.

28. National Livelihood Mission:

National Rural Livelihood Mission (NRLM) or Aajeevika was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. This scheme is focused on promoting self-employment and organization of rural poor. The basic idea behind this programme is to organize the poor into SHG (Self Help Groups) groups and make them capable for self-employment. This is one of the world's largest initiatives to improve the livelihood of poor. This programme is supported by World Bank with a credit of $1 Billion

NRLM aims to eliminate rural poverty through sustainable livelihood options. Under this mission, Women SHGs are provided bank loans at 4% on prompt repayment in 150 districts and at 7% in all other districts. In the 2014-15 budget, the scheme is extended to another 100 more districts.

NRLM has set out with an agenda to cover 7 Crore rural poor households, across 600 districts, 6000 blocks, 2.5 lakh Gram Panchayats and 6 lakh villages in the country through self-managed Self Help Groups (SHGs) and federated institutions and support them for livelihoods collectives in a period of 8-10 years. In addition, the poor would be facilitated to achieve increased access to their rights, entitlements and public services, diversified risk and better social indicators of empowerment. NRLM believes in harnessing the innate capabilities of the poor and complements them with capacities (information, knowledge, skills, tools, finance and collectivization) to participate in the growing economy of the country.

[In 1999 after restructuring Integrated Rural Development Programme(IRDP), Ministry of Rural Development (MoRD) launched Swarnajayanti GrameenSwarojgarYojana (SGSY) to focus on promoting self-employment among rural poor. SGSY is now remodeled to form NRLM thereby plugging the shortfalls of SGSY programme. This scheme was launched in 2011 with a budget of $ 5.1 billion and is one of the flagship programmes of Ministry of Rural Development.]

29. Shyama Prasad MukherjiRurban Mission:

Shyama Prasad MukherjiRurban Mission will be launched to deliver integrated project based infrastructure in the rural areas, which will also include development of economic activities and skill development. The preferred mode of delivery would be through PPPs while using various scheme funds for financing.

Ministry of Science and Technology:

30. Kishore Vaigyanik Protsahan Yojana (KVPY):

KVPY is a scholarship program funded by the Department of Science and Technology of the Government of India, aimed at encouraging students to take up research careers in the areas of basic sciences, engineering and medicine. It offers scholarship and contingency grants up to the pre-Ph.D. level to selected students. Started in 1999, it is administered by the Indian Institute of Science. The Kishore Vaigyanik Protsahan Yojana (KVPY) is an on-going National Program of Fellowships in Basic Sciences, initiated and funded by the Department of Science and Technology, Government of India, to attract exceptionally talented and highly motivated students for pursuing basic science courses and research career in science.

Ministry of Social Justice and Empowerment

31. Deendayal Disabled Rehabilitation Scheme (DDRS):

Deendayal Disabled Rehabilitation Scheme to promote Voluntary Action for Persons with Disabilities (Revised DDRS Scheme)

The umbrella Central Sector Scheme of this Ministry called the "Scheme to Promote Voluntary Action for Persons with Disabilities" was revised w.e.f. 01.04.2003 and was renamed as the "Deendayal Disabled Rehabilitation Scheme (DDRS)". The objectives of the scheme are:

· To create an enabling environment to ensure equal opportunities, equity, social justice and empowerment of persons with disabilities. However, while revision of the scheme took place in 2003, the cost norms of 1999 had remained unchanged. The revision of the cost norms has become imperative to compensate for the price rise. The Consumer Price Index (CPI) for Industrial workers has risen by 38% from 1999 to 2007. It has been decided to revise the cost norms for honoraria, recurring items and nonrecurring items of expenditure. The scheme has also been revised to the extent that there has been widening of the scope of the model projects.

Ministry of Statistics and Project Implementation:

32. Members of Parliament Local Area Development Scheme [MPLADS]:

MPLADS is a scheme formulated by Government of India on 23 December 1993 that provides that each member of [parliament of India] has the choice to suggest to the Head of the District works to the tune of Rs.5 crore per year, to be taken up in his/her constituency. Initially, this scheme was administered by Ministry of Rural Development. Later, in October 1994, Ministry of Statistics and Programme Implementation (MOSPI) has been looking into its working. Elected Members of Rajya Sabha representing the whole of the State as they do, may select works for implementation in one or more district(s) as they may choose. Nominated Members of the Lok Sabha and Rajya Sabha may also select works for implementation in one or more districts, anywhere in the country. It also allows MPs to spend up to 10 lacs in any other constituency in India.

Some new guidelines for MPLADS were announced by MOSPI:-

(1) Projects implemented by government agencies would now be provided 75 per cent of the project cost as the first installment, while those implemented by non-governmental agencies would be provided 60 per cent.

(2) For smaller projects costing less than Rs.2 lakh, the entire amount would be released at one go.

(3) No project costing less than Rs.1 lakh would be sanctioned with exception in the case of essential projects, such as installation of hand pumps, and purchase of computers and their accessories, solar electric lamps, chaupals and equipments.

(4) The basket of works that could be taken up under the scheme had been widened to include projects such as the purchase of books for libraries, and ambulances and hearse vans that would be owned and controlled by district authorities.

(5) The purchase of Microsoft Office software along with the training of two teachers per school would be now allowed as part of an effort to promote computer literacy in the country.

(6) MPs would be allowed to spend up to Rs.10 lakh a year on projects in any State or Union Territory other than the one from where they were elected.

(7) A limit of Rs.50 lakh per annum has been imposed on contributions to trusts and societies so that more money was available for community-related works.

One MP-One idea:

The Ministry of Statistics and Programme Implementation has announced a new scheme “One MP – One Idea” under the Member of Parliament Local Area Development Scheme (MPLADS). Based on the innovative ideas received from the local people regarding developmental projects, an ‘One MP – One Idea’ Competition may be held in each Lok Sabha constituency annually to select the three best innovations for cash awards on the specific request of an MP to promote such a scheme in his/her constituency.

33. 20 Point programme:

The Twenty Point Programme was initially launched by Prime Minister Indira Gandhi in 1975 and was subsequently restructured in 1982 and again on 1986. With the introduction of new policies and programmes it has been finally restructured in 2006 and it has been in operation at present. The Programmes and Schemes under TPP-2006 are in harmony with the priorities contained in the National Common Minimum Programme, the Millennium Development Goals of the United Nations and SAARC Social Charter. The restructured Programme, called Twenty Point Programme – 2006 (TPP-2006), was approved by the Cabinet on 5th October, 2006 and operated w.e.f 1.4.2007.

Objective:
The basic objective of the 20-Point Programme is to eradicate poverty and to improve the quality of life of the poor and the under privileged population of the country. The programme covers various Socio-economic aspects like poverty, employment, education, housing, health, agriculture and land reforms, irrigation, drinking water, protection and empowerment of weaker sections, consumer protection, environment etc. The 20 points of the Programme and its 66 items have been carefully designed and selected to achieve the above objectives. {You can see the restructured list of 20 items from any source}

Ministry of Tribal Welfare:

34. Vanbandhu Kalyan Yojana (VKY):

The Union Tribal Welfare Minister Jual Oram launched the Vanbandhu Kalyan Yojana (VKY) on 28^th October, 2014, aimed at improving the infrastructure and human development indices of the tribal population, here on Tuesday.

The scheme, modeled on one with a similar name in Gujarat, allots Rs. 10 crore to each block with a tribal population of over 33 per cent. The scheme is being piloted in one block each of the states in Andhra Pradesh, Madhya Pradesh, Himachal Pradesh, Telangana, Orissa, Jharkhand, Chattisgarh, Rajasthan, Maharashtra and Gujarat.

ü Under the scheme Government will provide Rs. 10 crore for each block with a tribal population of over 33 per cent for the development of various facilities for the Tribals.

ü These blocks have been selected on the recommendations of the concerned States and have very low literacy rate.

ü This scheme mainly focuses on bridging infrastructural gaps and gap in human development indices between Schedule tribes and other social groups. VKY also envisages focusing on convergence of different schemes of development of Central Ministries/Departments and State Governments with outcome oriented approach.

ü Initially the blocks having at least 33% of tribal population in comparison to total population of the block will be targeted and later it may be extended to blocks with less than one third tribals.

ü Ministry of Tribal has taken up initiatives for strengthening of existing institutions meant for delivery of goods and services to tribal people i.e Integrated Tribal Development Agencies /Integrated Development Project and creation of new ones wherever necessary.

ü Specific funds allocated to the State Governments for this purpose should be utilized judiciously with a view to build the institutional mechanism more robust by way of strengthening these institutions.

Minor Forest Produce (MFP) is more often than not determined by the traders instead of self-sustained process of demand and supply. Implementing a scheme to ensure that such forest dwellers are not deprived of their due. Under the scheme maximum selling price for MFP is being implemented in schedule V States initially. Web based portal has also been developed which indicate current price of MFPs on real time basis across different mandis of the States.

Included Products

12 MFP products have been included in the programme namely; Tendu Leave, Bamboo, Mahuwa Seeds, Sal Leaf, Sal Seed, Lac, Chironjee, Wild Honey, Myrobalan, Tamarind, Gums (Gum Karaya) and

1. Karanji.

The Scheme also referred to the Forests Rights Act as landmark legislation to recognize the pre-existing rights of tribals and other traditional forest dwellers and informed that out of 37.69 Lakh claims filed by the intended beneficiaries about 14.57 Lakh individual rights title and more than 22,200 community forest rights titles have been distributed as on June 2014.

Ministry of Urban Development:

35. Swatch Bharath Abhiyan:

Swachh Bharat Abhiyan [Clean Indian Mission] is a national level campaign by the Government of India, covering 4041 statutory towns to clean the streets, roads and infrastructure of the country. This campaign was officially launched on 2 October 2014 at Rajghat, New Delhi, by Prime Minister Narendra Modi and it was biggest ever cleanliness drive and 3 million government employees and schools and colleges students of India participated in this event. The mission was started by Narendra Modi, the Prime Minister of India, nominating nine famous personalities for this campaign, and they take up the challenge and nominate nine more people and so on(like the branching of a tree). It has been carried forward since then with famous people from all walks of life joining it.

This campaign aims to accomplish the vision of 'Clean India' by 2 October 2019, 150th birthday of Mahatma Gandhi and is expected to cost over

62000 crore(US$9.7 billion). The fund sharing between the Central Government and the State Government/ Urban Local Bodies (ULBs) is 75%:25%(90% : 10% for North Eastern and special category states) The campaign was described as "beyond politics" and "inspired by patriotism". It is the message that all employees and citizens should dedicate 100 hours every year on cleanliness.

The intended objectives of the scheme are

1. To eliminate open defecation

2. Conversion of insanitary toilets to pour flush toilets

3. To Eradicate manual scavenging

4. 100% collection and scientific processing/disposal reuse/recycle of Municipal Solid Waste

5. To bring about a behavioural change in people regarding healthy sanitation practices

6. To generate awareness among the citizens about sanitation and its linkages with public health

7. To Strengthen urban local bodies to design, execute and operate systems

8. To create enabling environment for private sector participation in Capital Expenditure and Operation & Maintenance (O&M) costs ^[11]

Components

1. Construction of Household Toilets,

2. Community and Public Toilets,

3. Solid Waste Management,

4. Information, Education & Communication (IEC) and Public Awareness,

5. Capacity Building and Administrative & Office Expenses (A&OE).

Ministry of Water Resources

36. National Mission for Clean Ganga [NMCG]

National Mission for Clean Ganga (NMCG) is the implementation wing of National Ganga River Basin Authority (NGRBA). It is a registered society originally formed by Ministry of Environment, Forests and Climate Change(MoEFCC) on 12th August 2011 under the Societies Registration Act, 1860. As per the 306th amendment in the Government of India (Allocation of Business) Rules, 1961, both NGRBA and NMCG are allocated to the Ministry of Water Resources, River Development and Ganga Rejuvenation (MoWR,RD&GR). Accordingly the General Body of NMCG is being re constituted. The Secretary to the Government of India, MoWR, RD & GR is the current chairman of the Governing Council of NMCG. As per the approval of the Cabinet Committee on Economic Affairs (CCEA), the mandate of NGRBA is being implemented by, the National Mission for Clean Ganga (NMCG). At national level NMCG is the coordinating body and is being supported by States Level Program Management Groups (SPMGs) of UP, Uttarakhand, Bihar and West Bengal which, are also registered as societies under Societies Registration Act, 1860 and a dedicated Nodal Cell in Jharkhand.

37. PradhanMantriKrishiSinchayiYojana[PMKSY]:

PradhanMantriKrishiSinchayiYojana (PMKSY is meant for providing irrigation facility to all farms has been announced in 2014-15 budget and made final allocation of Rs.1500 crore. The Union water resources ministry, which was made the nodal ministry for implementing the programme. PMKSY is for those regions which are not covered by earlier irrigation programmes like the Accelerated Irrigation Programme Benefit (AIPB), which is meant to provide irrigation to the north-eastern states, other hilly states like Uttarakhand, Himachal Pradesh and Jammu&Kashmir, integrated action plan (IAP) districts or districts affected by Left extremism and drought-prone areas. It is fully centrally funded, and would converge with rural development schemes like Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) and other schemes of agriculture ministry and land resources department. It is aimed at cover 125,000 hectares of land every year.

38. Accelerated Irrigation Benefit & Flood Management Programme (AIBP):

The scheme supports major, medium and minor projects of the states and also provides for national projects, Command Area development and management, flood management and Repair, Renovation and Restoration of Water Bodies

Ministry for Women and Child Development

39. The Indira Gandhi Matritva Sahyog Yojana (IGMSY)

The IGMSY is a flagship program of the government of India introduced in 2010 under the Ministry of Women and Child Development. It is a conditional cash transfer scheme.pregnant and lactating women 19 years of age and older for first two live births are eligible for the scheme. Its goal is to partly compensate them for wage-loss during childbirth and childcare and to provide conditions for safe delivery and good nutrition and feeding practices. The scheme was implemented on pilot basis in 53 selected districts. The beneficiaries in 2011-12 were: 3.05 lakhs; and during 2012-13, 3.76 lakhs

40. Integrated Child Development Services (ICDS):

It is a Government of India sponsored programme, is India's primary social welfare scheme to tackle malnutrition and health problems in children below 6 years of age and their mothers. The main beneficiaries of the programme were aimed to be the children below 6 years of age, pregnant and lactating mothers, and adolescent girls. The gender promotion of the girl child by trying to bring her at par with the male child is a key component of the scheme.

41. Udisha:

Udisha is an initiative by the national Government of India aimed at quality improvement in child training. It is intended to specify the criteria to establish the necessary outline for all child-care functionaries and caregivers and to develop methods to be used to ensure improvement in the quality of early childhood care for survival, growth, and development. The name Udisha means "a new dawn" and comes from Sanskrit. The initiative is being supported by UNICEF finance for five years.

42. Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent Girls:

RGSEAG or Sabla is a centrally sponsored program of Government of India initiated on April 1, 2011 under Ministry of Women and Child Development. The program would cover adolescent girls 11–18 years old under all ICDS projects in selected 200 districts in all states/UTs in the country. The target group would be subdivided into 11-15 and 15–18 years.

The objectives of the program are:

ü Enable the Adolescent girls for self-development and empowerment

ü Improve their nutrition and health status.

ü Promote awareness about health, hygiene, nutrition, adolescent reproductive and sexual health (ARSH) and family and child care.

ü Upgrade home-based skills, life skills and integrate with the National Skill Development Program (NSDP) for vocational skills.

ü Mainstream out of school adolescent girls into formal/non formal education.

ü Provide information/guidance about existing public services such as PHC, CHC, Post Office, Bank, Police Station, etc.

43. Saksham – Rajiv Gandhi Scheme for Empowerment of Adolescent Boys

Government has launched Saksham to empower the adolescent boys in February, 2014 that aims to empower the overall development of youngsters, to make them self-dependant, gender-sensitive, and aware citizens. It will also help them deal with gender violence, and harness their power for the nation-building. It will address the needs of adolescent boys, (both the school-going and outside of the school), of ages between 11 to 18 years. The age group is further subdivided as 11 to 14, and 14 to 18.

Initially, it will be executed in 20 districts across 7 States, and benefit around 6 lakh adolescent boys every year. It will help them to address their various health needs – mental, physical, and emotional in an effective manner. It will spread the awareness of cleanliness, nutrition, sexual, and reproductive health among teenage boys. Along with the life-skills education and public services information, it will offer career skills to the boys above 16, through NSDP (National Skill Development Program). Ministry of Labour & Employment had already chosen the Vocational Service Providers under National Skill Development Programme. Now, these providers will support ‘Saksham’ for providing career training. ‘Saksham’ will utilise the structures made under ICDS (Integrated Child Development Services Scheme). Dedicated ‘Saksham’ units/cells will be formed at the Center, each State, districts, and blocks.The Anganwadi centres are the central points to deliver the services, and if the Anganwadi infrastructure is inadequate, they will use panchayat halls, community centers, or schools.

44. BetiBachao, BetiPadhaoYojana:

This scheme has been proposed in the Union Budget 2014-15. This would help in generating awareness and also help in improving the efficiency of delivery of welfare services meant for women. Rs. 100 crore has been allocated for this. The 'BetiBachaoBetiPadhao' campaign will be a major inter-ministerial initiative of the government bringing together ministries/institutions/civil societies in a rational effort to reverse the declining sex ratio. The union ministry of women and child development will be the nodal ministry and will be assisted by ministry of health and family welfare, ministry of human resource development and ministry of information and broadcasting in this endeavor.

Ministry of Youth Affairs and Sports

45. The National Service Scheme (NSS):

NSS is an Indian government-sponsored public service program conducted by the Department of Youth Affairs and Sports of the Government of India. Popularly known as NSS, the scheme was launched in Gandhiji's Centenary year, 1969. Aimed at developing student's personality through community service, NSS is a voluntary association of young people in Colleges, Universities and at +2 level working for a campus-community linkage. The cardinal principle of the NSS programme is that it is organised by the students themselves, and both students and teachers through their combined participation in community service, get a sense of involvement in the tasks of nation building.

Other schemes which can be clubbed with respective Ministries by you are

46. RashtriyaMahilaKosh (RMK)

RashtriyaMahilaKosh (RMK) was established by the Government of India in March, 1993 as an autonomous body under the Ministry of Women & Child Development. It was registered under the Societies Registration Act 1860.

The aims and objectives of the Kosh are to undertake activities for the promotion of credit as an instrument of socio-economic change and development through the provision of package of financial and social development services, to demonstrate and replicate participatory approaches in the organization of women’s groups for effective utilization of credit resources leading to self-reliance, to promote and support experiments in the voluntary and formal sector using innovative methodologies, to promote research, study, documentation and analysis, to promote the federation and net working of women’s organisations for shaping & exchange of experience and information and to develop skills in response management & social mobilization, to promote and support the expansion of entrepreneurship skills among women, and promote and support grassroot level societies and organisations and other participatory structures for providing for women effective access to decision making.

47. PrathibaKiranYojana

The objective of this scheme is improving educational standard of girls belonging to urban BPL families, who pass their 12th exam in first division. But she has to take admission in higher classes the same year. Every girl covered under the scheme is given Rs 300 per month for degree courses for ten months and Rs.750 per month for technical courses as incentive money. The talented girls belonging to urban poor want to pursue collegiate education but fund crunch becomes a hurdle for them. The scheme has removed such impediments. Three thousand 224 urban girls have availed benefit of the scheme so far.

48. BALIKA SAMRIDDHI YOJANA (BSY)

2.22.1 The scheme was launched in 1997 with the specific objective to change the community’s attitude towards the girl child. A mother of a girl child born on or after 15th August 1997 in a family below the poverty line in rural and urban areas is given a grant of Rs. 500. The scheme was revised in June 1999, and now provides that Rs. 500 is deposited in the name of the girl child when she is born and an annual scholarship is given to her when she starts attending school

49. Mahila Smridhi Yojana

Under National Minority Development & Finance Corporation, New Delhi, different program the vocational training for a maximum of 6 months duration is given free of cost 90% of total expenses are borne by the National Minority Development & Finance Corporation, New Delhi the trainees are given to the desirous minority candidates in trades like T. V. repairing, ZariZardari, Plumbing, Electrician, Computer Operation, Doll making, Embroidery, Cutting and sewing, Vulcanizing & Cycle repairing etc.

During the trainee period the trainer is paid Rs. 1,000/- per month per trainee as training fee along with Rs. 100/- per month per trainee as expenses on raw material. In addition to this the female trainee is paid Rs. 250/- per month as stipend. Bihar State Minorities Financial Corporation has given training to 454 candidates till 2006-07 in different following trades.

For empowerment of minorities, maximum emphasis is required to be given on empowerment of women because they are the weakest link among the minorities. The most effective strategy to reach the women and strengthening them should include:-

Ø capacity building through increasing income generating skills/activities;

Ø encouraging them to form SHGs and provide them micro credit support;

Ø setting up of production based activity suitable to women. Based on the above framework, NMDFC introduced the Scheme of MahilaSamridhiYojana which links micro-credit to the women after training. During the training, the group is formed into a Self Help Group.

The scheme has been made broad-based to cover all the trades and activities practiced by women. The limit of micro-credit to each member of the Group is Rs.25000/- and the rate of interest to be paid by the women beneficiaries has been reduced to 4%. The details of the Scheme are as given below:-

50. National Mission for Empowerment of Women

National Mission for Empowerment of Women (NMEW) is an initiative of the Government of India (GOI) with a view to empower women socially, economically and educationally. The Mission aims to achieve empowerment of women on all these fronts by securing convergence of schemes/programmes of different Ministries/Departments as well as effective implementation of various social laws concerning women. In this endeavour, the Mission seeks to utilize existing structural arrangements of participating Ministries, wherever available, and make use of Panchayati Raj Institutions (PRIs) as far as possible. The mission would bring together women centric schemes/programmes requiring convergent action for better and effective delivery to the targeted groups. In doing so, it would not impinge on the operational authority of any of the participating Ministry/ Department of autonomous body.

51. Antyodaya Anna Yojana (AAY) is an Indian government sponsored scheme for ten million of the poorest families. It was launched by NDA government in December 2000. It is on the lookout for the 'poorest of the poor' by providing them 35 kilos of rice and wheat at Rs.3 & Rs.2 per kg respectively. Under this scheme one crore of the poorest among the BPL families covered under the targeted public distribution system were identified. Poor families were identified by the respective state rural development through a below poverty line. The scheme has been further expanded twice by additional 50 lakh BPL families in June 2003 and in august 2004, 2 crore families have been covered under the AAY